2011 COURSE CURRICULUM

Training Provided for Notaries, Mobile Closers, Closing Agents,

Brokers, Finance Officers, Attorneys, etc.

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State Restrictions

Below you will find the states that have certain restrictions which may apply to Notary Title Insurance Producer Independent Contractor/ Signing Agents/Witness Closers and their ability to handle loan pre-closings in their state:

Connecticut
Require an attorney’s signature on the title policy, but does not require attorneys to close real estate transactions.  Attorney close most real estate transactions in Connecticut.

Delaware
Require an attorney admitted to the state bar to be present or involved in the closing of real property transactions.

Georgia
Require an attorney admitted to the state bar to be present or involved in the closing of real property transactions.

Indiana
Require a title insurance license for all closings.

Maryland
Require a title insurance license for all closings.

Massachusetts
Require an attorney admitted to the state bar to be present or involved in the closing of real property transactions.  A Notary who is employed by a lender may notarize a document in conjunction with the closing of his or her employer’s real estate loans.

Nebraska
Notaries fees are limited: charge (statutory maximum fees for notarial acts only). No ancillary fees, such as a courier fee, may be charged.

Nevada
Notaries fees are limited: charge (statutory maximum). These fees include an hourly travel fee based upon the time of day traveled.

North Carolina
Notaries fees are limited: charge (statutory maximum fees for notarial acts).  No other ancillary fees may be charged.

South Carolina
Require an attorney admitted to the state bar to be present or involved in closing of real property transactions.

South Dakota
Authorities conflict about whether Notary Signing Agents can conduct signings without being an attorney.

Texas
Home Equity Line of Credit (HELOC) loans are subject to Article XVI, Section 50 of the Texas Constitution and must be signed and closed in the office of a lender, attorney or title company.

Utah
As of 2006, Notary Signing Agents can notarize and obtain signatures on title escrow settlement documents. However, the Utah Department of Insurance stresses that if a Notary goes beyond this limited role, he or she may be required to obtain an escrow license.

Vermont
Require an attorney admitted to the state bar to be present or involved in the closing of real property transactions.

Virginia
Restrict Notaries from conducting real property signings without an escrow license if they handle monies for closing costs.

West Virginia
Require an attorney admitted to the state bar to be present or involved in the closing of real property transactions.

Please Note:

The above notices are not intended as legal advice.  The information described above are subject to change based on state(s) legislative executive decisions.